Our Mission

Our mission at Annuity.org is to protect and educate consumers in the annuity and structured settlement marketplace.

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    We’ve been educating people about financial options since 2013.
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    We’ve helped more than 5,000 people achieve financial freedom.
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    Our commitment to our customers has earned us an A+ rating with the BBB.
Annuity.org outreach coordinator Lauren Terfehr explains how Annuity.org is different.

What We Do

Annuity.org has been providing consumers with the tools and knowledge needed to confidently make financial decisions since 2013.

Whether you’re planning to sell your annuity or structured settlement or comparing quotes from insurance companies, Annuity.org will guide you through the process by delivering informative, easy-to-understand guides and articles and sharing the latest industry and regulatory news.

And we don’t expect you to wade through the complex world of annuities alone. We’ll connect you with our trusted partners, a network of qualified financial advisors who will listen to you and help you find a financial solution that fits your specific long-term goals.

Our Services

Are you planning for retirement? Or do you need cash now? Either way, we’ve got you covered. Annuity.org partners with industry leaders to help you meet your financial needs today and in the future.

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    Buy an Annuity
    Annuities are insurance products that provide safety, long-term growth and guaranteed income.
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    Sell Your Payments
    Selling your annuity or structured settlement payments gives you the financial flexibility you need.
    Read More
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Better Business Bureau Accreditation

Annuity.org is accredited by the Better Business Bureau and has earned an A+ rating for our commitment to consumers and standards for ethical business practices.

The BBB ranks businesses according to its own rigorous criteria for trust, which include honesty, transparency, responsiveness and integrity.

Annuity.org adheres to the BBB’s accreditation standards as well as to our own editorial guidelines while helping you make decisions that are right for your unique financial situation.

The Annuity.org Editorial Team

Annuity.org writers and researchers have extensive and diverse experience in covering financial topics for U.S. consumers in the insurance marketplace and financial sector.

Our editorial team comprises writers, editors, researchers and journalists who specialize in insurance and financial products. We also work with contributors who have experience as financial advisors and consultants.

Professional Designations, Memberships and Awards

Contributors to Annuity.org have obtained FINRA licenses and professional designations from The American College of Financial Services, including the Chartered Financial Consultant (ChFC) designation, which certifies completion of the eight-course program, and the Chartered Life Underwriter (CLU) designation.

Annuity.org team working on project

In addition, our contributors have obtained the following designations and licenses:

  • LIC: Licensed Insurance Counselor
  • RIA: Registered Investment Advisor
  • AAMS: Accredited Asset Management Specialist
  • CMP: Certified Medicaid Planner
  • CMPS: Certified Mortgage Planning Specialist
  • Series 3: National Commodities Futures Exam
  • Series 7: General Securities Representative Exam
  • Series 9/10 (Formerly Series 8): General Securities Sales Supervisor Exams
  • Series 63: Uniform Securities Agent State Law Exam
  • Series 65: Uniform Combined State Law Exam

The professional memberships held by Annuity.org staff include the Association for Financial Counseling and Planning Education, a nonprofit organization that provides financial counseling, coaching and professional development worldwide, and FinCert, a division of the Institute for Financial Literacy which serves as a premiere certifying body for financial educators and counselors.

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Annuity.org Outreach Team

The outreach team is an integral part of Annuity.org. Through their relationship-building efforts and immersion in the annuity and structured settlement space, our outreach team members are able to identify our visitors’ needs and deliver free resources to help them reach their goals.

  • Hayley Bogert, social media manager for Annuity.org
    Social Media Manager
    Hayley Bogert
    Hayley Bogert, a certified financial wellness facilitator, manages Annuity.org’s social media and strives to educate consumers in the annuity and structured settlement marketplace. Hayley graduated from TCU in Fort Worth, Texas, with a Bachelor of Science degree in strategic communication in 2016. Hayley has a passion for helping others and is happy to be part of the Annuity.org community. She joined the Annuity.org outreach team in 2019.
  • Outreach Coordinator Hannah Griffin
    Outreach Coordinator
    Hannah Griffin
    Hannah Griffin works as an outreach coordinator for Annuity.org. She strives to create connections with communities and organizations to share the many valuable financial resources Annuity.org offers. Hannah graduated from Penn State University in 2019 and has worked with Annuity.org since May 2021. She enjoys being able to bring her passion for helping others into her role every day by promoting people to grow financially at every stage of life.
  • Outreach Coordinator Trevor Cardini
    Outreach Coordinator
    Trevor Cardini
    Trevor Cardini is an outreach coordinator for Annuity, starting in November of 2021. He graduated from the University of Central Florida in 2021 with a degree in Business Marketing. He loves connecting people to the valuable resources Annuity offers.
  • Outreach Coordinator Tim Cabigao
    Outreach Coordinator
    Tim Cabigao
    Tim Cabigao works as an outreach coordinator for Annuity.org, joining the team in November of 2021.

Our Panel of Financial Experts

Annuity.org partners with financial experts to ensure the highest level of accuracy and quality. Our experts’ contributions include writing content, providing professional insight and reviewing our site to certify all information is factual, clear and reliable.

With more than 30 years of combined experience, our panel of experts includes the chief executive officer at Blue Ocean Global Wealth and past spokesperson for the AARP Financial Freedom campaign as well as the chair of the Council of Examinations for the Certified Financial Planner Board of Standards and past president of the Financial Planning Association.

See Our Experts in Top Publications

Our experts’ background and deep understanding of the financial industry have been featured in industry trade publications and reputable news outlets, including Investopedia, Kiplinger, The New York Times, The Wall Street Journal and Financial Advisor.

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Financial Expertise and Authority You Can Trust

We at Annuity.org hold ourselves to high editorial and ethical standards. All of our content has been researched and attributed to the source, and the team reviews and updates facts and statistics regularly.

All of our experts have the appropriate training and credentials from accrediting agencies and maintain their professional memberships through continuing education.

Additional Experts Featured On Annuity.org

One way we ensure our articles are of the highest quality is by relying on subject matter experts to educate us and our readers. Our writers interview researchers, professors, and certified professionals and advisors for the articles we produce, and we feature our expert sources and their findings on our site.

  • Martin Neil Baily, The Brookings Institution
    Martin Neil Baily
    The Brookings Institution
  • Todd Giesing, LIMRA Secure Retirement Institute
    Todd Giesing
    LIMRA Secure Retirement Institute
  • Benjamin H. Harris, Northwestern University’s Kellogg School of Management
    Benjamin Harris
    Northwestern University’s Kellogg School of Management
  • Wenliang Hou, Center for Retirement Research at Boston College
    Wenliang Hou
    Center for Retirement Research at Boston College
  • Olivia S. Mitchell, Wharton School of the University of Pennsylvania
    Olivia S. Mitchell
    Wharton School of the University of Pennsylvania
  • Svetlana Pashchenko, Terry College of Business at the University of Georgia.
    Svetlana Paschenko
    University of Georgia’s Terry College of Business
  • Wade Pfau, The American College of Financial Services
    Wade D. Pfau
    The American College of Financial Services
  • Kelley Griesmer headshot
    Kelley Griesmer
    The Women’s Fund of Central Ohio
  • Cindy Hounsell headshot
    Cindy Hounsell
    Women’s Institute for a Secure Retirement (WISER)
  • Barbara O’Neill headshot
    Barbara O’Neill
    Money Talk
  • Andi Wrenn headshot
    Andi Wrenn
    Association for Financial Counseling & Planning Education
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    Christie Angel
    YWCA Columbus
  • Christian Weller
    University of Massachusetts Boston
  • Christine Benz
  • Gal Wettstein
    Center for Retirement Research at Boston College
  • Kimberly Zimmerman Rand
    Dragonfly Financial Solutions
  • Summer Red
    Association for Financial Counseling & Planning Education

Contributors and Reviewers

Our content is written and reviewed by trusted professionals with specialized expertise in annuities and financial planning. Interested in contributing to Annuity.org?

A Trusted Source

Annuity.org has been cited in Forbes, Marketwatch, Zacks and The Balance among other reputable publications. We continue to strive to be a leader in financial and insurance industry news, policy and

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Please seek the advice of a qualified professional before making financial decisions.